Car Financing FAQs

1.What rate can I get from the dealership?

Car loan interest rates are based on a variety of factors. For instance, interest rates are first determined by regularly updated market-directed financial rates. In addition, your financial history, including credit score and 12-month payment history, as well as your monthly income and down payment amount help to determine the loan rate available to you. Although credit score is an important piece in the puzzle, we work with all credit types.

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2.I have no money for a down payment. Can I still get financing?

The short answer is yes. Our financing team works with all customers, regardless of the amount they have to pay down, and through our network of banking partners, we can often find a lending institution that will finance a new car purchase with $0 down.

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3.I am upside down on my trade-in vehicle. Can I still get financing?

At Lake Norman INFINITI, we're committed to helping customers work through financial hardships, and our finance team is experienced in helping customers address all types of credit issues. Being upside down on a trade-in is a common credit issue, and we have solutions including higher loan-to-value financing terms.

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4.What is the maximum amount I can finance?

Maximum financing amounts are determined by two criteria: A customer's monthly income and the loan amount. Lending institutions often provide greater lending maximums to qualified customers.

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5.What is the minimum amount I can finance?

Our financial services team has helped customers secure lending at various amounts. There often isn't a minimum loan amount available to you, and in the past, we've secured financing for car loans as low as $3,500.

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Lake Norman INFINITI
20435 Chartwell Center Drive, Cornelius, NC 28031
Sales 855-527-1613
Service 888-667-0705
Parts 888-602-2040

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